Asset-Based Lending
-
€ 1 bn
Financed assets
-
€ 15 bn
Annual investment opportunities
-
270
Realized transactions
-
20
Recurrent partners
-
20
Professionals
A 15-year track record of resilient returns across Europe
Kartesia Asset Finance is the Kartesia asset-based finance strategy managed by Flexam Invest (an AIFM authorised by the Autorité des Marchés Financiers).
Backed by private and institutional sponsors and built on 15 years of investing through different cycles, KAF finances the growth and transformation of European lower- and mid-market companies by acquiring and leasing the assets they need to operate.
Investors in KAF’s Senior Secured strategy benefit from capital protection through direct asset ownership and regular distributions from contracted cash flows. Those are uncorrelated with traditional market cycles, with an average annual distribution of 14% since inception, net of fees*.
* Past performance is not a reliable indicator of future results.
Strategic, mobile and sustainable assets
KAF finances the hard assets that keep European businesses running – across transportation, logistics, supply chain serving sectors such as healthcare, energy and construction.
Typical assets include, among others, freight wagons, rescue helicopters and crew transfer vessels. The strategy is defined by asset characteristics rather than by sector: every asset is essential to the operator’s business, long-lived and re-deployable – which is what turns ownership into real downside protection.
Financing the transition of small and mid-market companies
The decarbonisation of industry, transport and logistics is driving a large-scale replacement of ageing fleets and industrial equipment – and creating sustained demand for the capital that funds it.
KAF is positioned at the centre of that shift, financing the modern, energy-efficient assets operators need to stay competitive as regulation and customer requirements tighten.
Sustainability factors are integrated into asset selection and diligence as part of the team’s assessment of long-term asset value and residual risk.
Kartesia's strategic partnership with Flexam Invest
Since 2023, Kartesia Asset Finance has been part of Kartesia Group, one of Europe's established private credit specialists, with local teams across the continent and an institutional investor base. For investors, that means a boutique origination model with proprietary access to mid-market assets, supported by the discipline, governance and operational infrastructure of a large European platform.